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Healthcare in Turkey for Foreigners

01.10.2021
Reading time: 5 minutes
130
Summary

Healthcare in Turkey for foreigners offers a reliable and comprehensive system that caters to the diverse needs of international residents. With its advanced medical infrastructure, highly qualified healthcare professionals, and affordable services, Turkey has become an increasingly popular destination for individuals seeking quality healthcare. 

Whether you are an expatriate or a medical tourist, Turkey provides a range of options, including public and private healthcare facilities, universal health insurance, and access to specialized treatments. 

Let’s, we will explore the key features of the healthcare system in Turkey and how it ensures the well-being of foreign residents, making it an attractive choice for those in search of exceptional medical care.

The Healthcare System in Turkey

Turkey has become a popular destination for medical tourism, attracting thousands of patients from around the world each year. The country's healthcare system has experienced significant advancements in recent years, with a growing number of well-educated and English-speaking medical professionals available.

A study published in The Lancet ranks Turkey's healthcare system as the 60th best among 195 countries worldwide. This achievement is attributed to the increasing number of medical schools and specialists in the country. If you are considering living in Turkey, it is crucial to familiarize yourself with the healthcare system in the country.

Health Insurance for Foreigners in Turkey

Foreigners and expatriates residing in Turkey have two options for obtaining health coverage: Universal Health Insurance and private health insurance. The European Health Insurance Card is not applicable in Turkey, and health insurance is mandatory for obtaining residency or work permits.

Health Insurance for Foreigners in Turkey

Universal Health Insurance in Turkey

Universal Health Insurance in Turkey provides coverage for a wide range of health issues, including emergencies, pregnancy, and illnesses. The Social Security Institution (SGK) oversees the administration of general healthcare in the country. 

To enroll in this scheme, you need to contact the nearest social security center. By enrolling, you can also benefit from discounts at private hospitals, although it's important to note that state hospitals may sometimes be crowded.

How to Apply for Universal Health Insurance

If you have been living in Turkey for at least one year, you are eligible to apply for Universal Health Insurance. By paying a monthly fee, you gain access to comprehensive medical care. The monthly premium for 2021 was approximately ₺850, subject to annual changes. 

For Turkey's health insurance up-to-date information, you can visit the application centers or Tolerance Homes for healthcare in Turkey for foreigners.

With around 600 social security centers throughout the country, the application process is easily accessible. Additionally, your spouse and children under 18 can also benefit from healthcare coverage as dependents.

The following treatment services are covered by SGK:

●Inpatient and outpatient services

●Occupational accidents and diseases

●Pregnancy, birth, and related expenses

●Discounts at private hospitals and clinics

●Infectious diseases

●Preventive health services

●Treatment costs for foreigners and their dependents (excluding chronic diseases)

Private Health Insurance in Turkey

Private health insurance in Turkey can be obtained by paying a monthly fee to an insurance company. Private insurance offers additional benefits compared to SGK, such as shorter waiting times, high-quality care, and fewer unexpected expenses. Private hospitals often have a greater number of English-speaking doctors, making them a preferred choice for some individuals.

The coverage provided by private insurance includes:

●Medical examination costs

●Diagnostic examinations

●Medication costs

●Hospital services (operation, anesthesia, medication, laboratory, radiology, etc.)

●Room, bed, meal, and accompanying expenses during hospitalization

●Organ transplants (e.g., corneal, kidney, pancreas, liver, heart, lung)

●Chemotherapy, radiation therapy, dialysis

●Diagnostic tests (biochemical, microbiological, pathological, radiological, imaging) during hospitalization

●Costs of artificial limbs in case of loss due to an accident or illness

●Postoperative physical therapy

●Medical treatments for less than 24 hours (e.g., food poisoning, simple burn treatments)

●Intensive care treatments

●Therapies related to teeth and nose resulting from a traffic accident

Please note that coverage may vary depending on the insurance agent, so it is essential to obtain detailed information before selecting your healthcare plan.

Private Health Insurance in Turkey

Family Health Care Centers in Turkey

In addition to public and private healthcare options, Turkey also has family health care centers in every town or village. To receive a free consultation at these clinics, you only need to present your residency permit or passport. Some doctors in Turkey have their own private practices and do not work under an insurance company, establishing their fee schedule.

Private clinics also offer professional treatment services; however, insurance coverage cannot be used at these facilities. You can reach out to private clinics online or visit them in person to obtain information.

Costs of Healthcare in Turkey for Foreigners

Healthcare prices in Turkey are significantly more affordable compared to European countries. Many patients choose Turkey for specialized operations, fertility treatments, hair transplants, and cosmetic surgery. 

For example, dental care in Turkey costs 50-70 percent less than in the UK, Europe, or the US. By opting for SGK, you can receive free dental treatment at government and university hospitals. Private insurance plans may have varying prices for dental treatment, depending on the coverage.

Medication and Pharmacies in Turkey

Medication in Turkey is both accessible and cost-effective. Unlike the US and some European countries, pharmacies are the primary providers of medical services. For certain medicines, insurance holders are not required to pay a fee. Pharmacies can also offer consultation and guidance regarding medications. If necessary, they can refer you to a doctor based on your complaints.

Pharmacies in Turkey are generally open from Monday to Saturday, between 09:00 and 19:00. While most pharmacies are closed on Sundays, there are always duty pharmacies available that operate 24 hours.

Making Appointments and Emergency Situations

To make an appointment, you can call 182. Local family health care centers are open from 8:30 a.m. to 5:30 p.m., Monday to Friday. While appointments are not always necessary, you may need to wait for some time.

Emergency treatments in Turkey are free; however, private hospitals may charge admission fees..

Nevertheless, these fees are usually more affordable compared to other countries. In the event of severe accidents, both public and private ambulances can be contacted. However, public ambulance response times may be longer. For any emergencies, dial 112.

Alternative Medicine in Turkey

Alternative medicine practices in Turkey have a rich history, with Lokman Physicians being the pioneers of such treatments. Traditional medicine in Turkey incorporates natural treatment methods that combine different plants and natural products. It is important to ensure that any doctor or clinic offering alternative medicine treatments is certified and licensed. The country also boasts high-quality spa centers with thermal springs, providing additional options for holistic wellness.

Tolerance Homes Note

As "Tolerance Homes" company, we take pride in not only providing real estate services in Turkey but also offering assistance to foreigners in addressing their health concerns. We understand that access to healthcare services is a crucial aspect for individuals living in a foreign country, and we are dedicated to providing the right information and guidance. 

Our team is well-equipped to help navigate the healthcare system, connect you with reputable medical professionals, and ensure that you receive the necessary support and care during your stay in Turkey. 

Tolerance Homes

We are always ready to answer all your questions, please reach out via Whatsapp +90 (532) 158 42 44

If you want to emigrate or buy an apartment in Turkey or own a property in turkey and enjoy life by the sea, message our specialists who will find the best options for your budget.

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Yildirim Ozden - Managing Director
Yildirim Ozden
Managing Director
+90 542 790 75 07
+90 532 158 42 44